How can we help?

You can open most accounts online in minutes at our account opening page. You'll need a valid government-issued ID, Social Security Number, and an initial deposit. You can also visit any branch to open an account in person.

You'll need a valid government-issued photo ID (driver's license, passport, or state ID), your Social Security Number or ITIN, your date of birth, a U.S. residential address, and an initial deposit. Some accounts have no minimum deposit requirement.

Call 1-800-MERIDIAN immediately. You can also lock your debit or credit card instantly through the mobile app — go to your card details and tap "Lock Card." A replacement will be mailed within 5–7 business days.

You can close your account by visiting a branch, calling 1-800-MERIDIAN, or sending a secure message through online banking. Make sure all pending transactions have cleared and your balance is zero or transferred before closing.

Share your Meridian routing number (021000089) and account number with your employer's payroll department. You can find both in the mobile app under Account Details, in online banking, or at the bottom of your checks.

In the mobile app or online banking, select "Send Money with Zelle®." Enter the recipient's email or phone number and the amount. If they're enrolled with Zelle®, the money is typically available within minutes.

Domestic incoming wires: $25. Domestic outgoing: $30. International outgoing: $45. International incoming: $15. Premier Checking customers receive unlimited free wire transfers.

Sign in to online banking, find the transaction, and select "Dispute." You can also call us or visit a branch. We'll investigate and typically provide a provisional credit within 10 business days.

Visit our enrollment page. You'll need your account number or debit card number, Social Security Number, date of birth, and an email address. The process takes about 5 minutes.

Go to the forgot password page and enter your email or phone number. We'll send a verification code. After entering the code, you can create a new password.

Open the Meridian mobile app, tap "Deposit," select your account, enter the amount, then photograph the front and back of your check. Deposits are typically available within 1 business day.

In online banking, go to "Pay & Transfer" then "Bill Pay." Add your payee, enter the amount and frequency, and choose your payment account. You can set one-time or recurring payments.

We use 256-bit SSL encryption, multi-factor authentication, real-time fraud monitoring, and automatic session timeouts. Your deposits are FDIC insured up to $250,000. Visit our Security Center for details.

Call 1-800-MERIDIAN immediately. Lock your cards through the mobile app. Change your online banking password. We'll investigate and you're covered by our zero liability protection.

Yes. Meridian Bank, N.A. is a member of the FDIC. Your deposits are insured up to $250,000 per depositor, per ownership category. This includes checking, savings, CDs, and money market accounts.

Each account has different fee waiver options. For Total Checking, set up $500+ in qualifying direct deposits. For Premier Checking, maintain $15,000+ in combined balances. Student Checking has no monthly fee for ages 17–24. Visit our comparison page for details.

Visit our rates page for current savings and CD rates. For mortgage rates, visit the mortgage page. Rates are updated daily.

Our routing number is 021000089. You can find it in the mobile app, online banking, or at the bottom of your checks.