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Retirement Accounts

Plan for your future with tax-advantaged IRA accounts. Choose Traditional or Roth, self-directed or managed. $0 commission on online trades.

$0 account maintenance fee. $0 commission online trades.

IRA Overview

Account fee$0

Online trades$0 commission

2026 contribution limit$7,000 ($8,000 if 50+)

Account typesTraditional, Roth, Rollover

Management optionsSelf-directed or managed

IRA account types

Choose the retirement account that fits your tax strategy and goals.

Traditional IRA
Tax-deductible contributions
Contribute pre-tax dollars and pay taxes on withdrawals in retirement. May reduce your taxable income today.

Roth IRA
Tax-free withdrawals
Contribute after-tax dollars and withdraw tax-free in retirement. Ideal if you expect a higher tax rate later.

Rollover IRA
Consolidate old 401(k)s
Roll over a former employer's 401(k) or 403(b) into a Meridian IRA without tax penalties.

Why open a Meridian IRA?

$0 Commission Trades

Trade stocks and ETFs with no commission in your IRA.

Choose Your Style

Self-directed trading or professionally managed — pick what suits you.

Advisor Support

Access licensed advisors to help plan your retirement strategy.

Rollover Assistance

We help you consolidate old 401(k)s with no tax penalties. Full support.

Retirement Planner

Use our calculator to project savings growth and set contribution goals.

SIPC Protected

Your investment accounts are protected up to $500,000.

$0 Commission

Online stock & ETF trades

Expert Advisors

Licensed financial advisors

Powerful Platform

Research, tools & mobile app

SIPC Protected

Securities insured up to $500K

Common questions

What's the difference between Traditional and Roth?

How much can I contribute in 2026?

How do I roll over a 401(k)?

When can I withdraw from my IRA?

Can I have both a Traditional and Roth IRA?

Investment and insurance products: Not FDIC Insured · No Bank Guarantee · May Lose Value. Meridian Wealth Management is a division of Meridian Bank, N.A. Securities offered through Meridian Securities LLC, member FINRA/SIPC. Insurance products offered through Meridian Insurance Agency.