CD rates

Current rates for Meridian Bank Certificates of Deposit. Rates effective March 24, 2026. Rates subject to change without notice.

Personal CD rates

Standard rates available to all customers. Relationship rates available with linked Premier Checking.

TermStandard RateStandard APYRelationship RateRelationship APY
3 months3.50%3.56%3.75%3.82%
6 months4.00%4.07%4.25%4.33%
9 months4.25%4.33%4.45%4.54%
12 months4.50%4.59%4.70%4.80%
18 months4.40%4.49%4.60%4.69%
24 months4.25%4.33%4.45%4.54%
36 months4.10%4.18%4.30%4.38%
48 months4.00%4.07%4.20%4.28%
60 months4.65%4.75%4.85%4.95%

Savings & Money Market rates

AccountBalance RequirementInterest RateAPY
High Yield SavingsAny balance4.20%4.25%
Money Market ($0–$9,999)$0 – $9,9990.50%0.50%
Money Market ($10K–$24,999)$10,000 – $24,9992.75%2.78%
Money Market ($25K–$49,999)$25,000 – $49,9993.50%3.56%
Money Market ($50K–$99,999)$50,000 – $99,9994.00%4.07%
Money Market ($100K+)$100,000+4.45%4.50%

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About our rates

How often do rates change?
What is a relationship rate?
How is interest calculated?
What is APY vs. interest rate?

Questions about savings?

Call 1-800-MERIDIAN or visit a branch.

FDIC
Meridian Bank deposit products: FDIC-Insured · Equal Housing Lender

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