Meridian Home Mortgages

Whether you're buying your first home or refinancing, we offer competitive rates, flexible terms, and dedicated loan officers to guide you through every step.

Subject to credit approval. Rates and terms subject to change.

Today's Rates

30-year fixed6.375% APR
15-year fixed5.750% APR
5/1 ARM5.875% APR
Down paymentAs low as 3%
Loan amountsUp to $2,000,000

Mortgage options

Choose the loan that fits your homebuying goals and budget.

30yr
Fixed-rate mortgage
Predictable monthly payments. Our most popular option for long-term stability.
15yr
Fixed-rate mortgage
Pay off your home faster with a lower rate and significant interest savings.
5/1
Adjustable-rate (ARM)
Lower initial rate for 5 years, then adjusts annually. Ideal if you plan to move or refinance.

Why Meridian Mortgages?

Pre-Qualification in Minutes

Check your rate online without affecting your credit score.

Dedicated Loan Officer

Work with a single point of contact from application to closing.

Down Payments from 3%

Low down payment options for qualified buyers. No PMI with 20% down.

Digital Application

Apply online, upload documents, and track your loan status from anywhere.

Rate Lock Options

Lock your rate for up to 90 days while you shop for your home.

First-Time Buyer Programs

Special programs with down payment assistance and reduced fees.

How to get a mortgage

1

Get pre-qualified

Check your rate in minutes with no impact to your credit.

2

Find your home

Shop with confidence knowing your budget and rate.

3

Complete your application

Submit documents and your dedicated loan officer handles the rest.

4

Close and move in

Sign your closing documents and get the keys to your new home.

Quick Decisions

Pre-qualification in minutes

Competitive Rates

Low rates across all loan types

Dedicated Support

Loan specialists available 7 days

Online Management

Track and pay from anywhere

Ready to find your rate?

Get pre-qualified in minutes with no impact to your credit score.

Common questions

How much can I afford?
What credit score do I need for a mortgage?
What's the difference between fixed and adjustable rates?
How long does the mortgage process take?
Can I refinance my existing mortgage with Meridian?

Talk to a loan specialist

Call 1-800-MERIDIAN or schedule a consultation.

FDIC
Loans subject to credit approval · Equal Housing Lender · NMLS #000000

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