Meridian Auto Loans

Finance a new or used vehicle with competitive rates and flexible terms. Get pre-approved before you shop, or refinance your existing auto loan to save.

Rates from 5.49% APR for new vehicles. Subject to credit approval.

Auto Loan Overview

New vehicle APR (from)5.49%
Used vehicle APR (from)5.99%
Refinance APR (from)6.24%
Loan terms36 – 84 months
Loan amounts$5,000 – $100,000

Buy new, used, or refinance

Competitive rates for every auto financing need.

5.49%
New vehicle APR
Finance a new car, truck, or SUV with our lowest auto rates.
5.99%
Used vehicle APR
Great rates on certified pre-owned and used vehicles up to 7 years old.
6.24%
Refinance APR
Lower your monthly payment or rate by refinancing your current auto loan.

Why finance with Meridian?

Pre-Approval in Minutes

Know your rate and budget before you step on the lot. Soft pull, no credit impact.

No Application Fee

No fees to apply. No prepayment penalties if you pay off early.

Flexible Terms

Choose 36 to 84 months. Match your payment to your budget.

Online Management

Make payments, set up autopay, and view your loan details in the app.

Dealer Network

Use your Meridian pre-approval at thousands of participating dealerships.

Rate Discount

0.25% rate discount when you set up autopay from a Meridian checking account.

How it works

1

Get pre-approved

Check your rate online in minutes. No impact to your credit score.

2

Shop with confidence

Take your pre-approval letter to any dealer or private seller.

3

Finalize your loan

Complete your application with the vehicle details.

4

Drive away

Funds sent directly to the dealer. You're on the road.

Quick Decisions

Pre-qualification in minutes

Competitive Rates

Low rates across all loan types

Dedicated Support

Loan specialists available 7 days

Online Management

Track and pay from anywhere

Get pre-approved today

Know your rate before you shop. No impact to your credit score.

Common questions

What credit score do I need for an auto loan?
Can I refinance my auto loan from another lender?
How does the autopay rate discount work?
Can I get a loan for a private party purchase?
Is there a prepayment penalty?

Talk to a loan specialist

Call 1-800-MERIDIAN or schedule a consultation.

FDIC
Loans subject to credit approval · Equal Housing Lender · NMLS #000000

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