Lock in a guaranteed rate for a fixed term. Choose from 3-month to 5-year terms with competitive rates. FDIC insured up to $250,000.
Rates are effective as of March 24, 2026. Rates subject to change without notice.
| Term | Interest Rate | APY | Min. Deposit |
|---|---|---|---|
| 3 months | 3.50% | 3.56% | $1,000 |
| 6 months | 4.00% | 4.07% | $1,000 |
| 9 months | 4.25% | 4.33% | $1,000 |
| 12 months | 4.50% | 4.59% | $1,000 |
| 18 months | 4.40% | 4.49% | $1,000 |
| 24 months | 4.25% | 4.33% | $1,000 |
| 36 months | 4.10% | 4.18% | $1,000 |
| 48 months | 4.00% | 4.07% | $1,000 |
| 60 months | 4.65% | 4.75% | $1,000 |
A safe, predictable way to grow your savings with guaranteed returns.
Your rate is locked in for the full term. No market fluctuations to worry about.
Your deposits are insured up to $250,000 per depositor, per ownership category.
Choose from 3 months to 5 years. Match your CD term to your savings timeline.
Select from 3 months to 5 years. Longer terms may offer higher rates.
Deposit $1,000 or more. Your rate is locked for the full term.
Interest compounds daily and is credited monthly. At maturity, renew or withdraw.
Up to $250,000 per depositor
256-bit encryption
Transparent fee structure
Instant balance notifications