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Meridian Personal Loans

Borrow $2,000 to $50,000 with a fixed rate and predictable monthly payments. No collateral required. Use for debt consolidation, home projects, or major purchases.

Rates from 6.99% APR. Subject to credit approval.

Loan Summary

APR (from)6.99%
Loan amounts$2,000 – $50,000
Terms12 – 84 months
Origination feeNone
Prepayment penaltyNone

Simple, transparent pricing

Fixed rates, no hidden fees, no surprises.

6.99%
APR as low as
Fixed rate for the life of your loan. Your rate depends on credit and loan amount.
$0
Origination fee
No origination fees, no application fees, no prepayment penalties.
1day
Funding speed
Get funds as soon as the next business day after approval.

How you can use it

Debt Consolidation

Combine multiple balances into one fixed payment at a lower rate.

Home Improvements

Fund renovations or repairs without tapping your home equity.

Medical Expenses

Cover unexpected medical bills with predictable monthly payments.

No Collateral Required

Unsecured loan — your home, car, and savings are never at risk.

Check Rate, No Impact

See your rate with a soft credit pull. No effect on your score.

Flexible Terms

Choose 12 to 84 months. Pay off early anytime with no penalty.

Quick Decisions

Pre-qualification in minutes

Competitive Rates

Low rates across all loan types

Dedicated Support

Loan specialists available 7 days

Online Management

Track and pay from anywhere

Check your rate in minutes

No impact to your credit score. Get funds as soon as the next business day.

Common questions

What credit score do I need?
How quickly can I get my funds?
Can I pay off my loan early?
Does checking my rate affect my credit?

Talk to a loan specialist

Call 1-800-MERIDIAN or schedule a consultation.

Chat Schedule appointment Find a branch
FDIC
Loans subject to credit approval · Equal Housing Lender · NMLS #000000
Meridian Bank, N.A. · Member FDIC · Equal Housing Lender

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