Meridian Money Market Account

A higher-balance savings option with tiered interest rates. Earn more as your balance grows, with the flexibility to write checks and make transfers.

$12/mo service fee, or $0 with $2,500+ minimum daily balance

Account Summary

APY (up to)4.50%
Monthly fee$12 or $0
Fee waiver$2,500+ daily balance
Check writingIncluded
Tiered ratesEarn more at higher balances

Money Market benefits

The flexibility of checking with the earning power of savings.

Tiered Interest Rates

Your rate increases as your balance grows. Earn up to 4.50% APY on balances of $100,000+.

Check Writing

Write checks directly from your money market account for added flexibility.

Easy Transfers

Transfer funds between your Meridian accounts instantly, anytime.

Online & Mobile

Full access through online banking and the Meridian mobile app.

FDIC Insured

Your deposits are protected up to $250,000 per depositor.

Debit Card Access

Optional debit card for ATM withdrawals and point-of-sale purchases.

Money Market rate tiers

Your rate increases automatically as your balance grows.

Balance TierInterest RateAPY
$0 – $9,9990.50%0.50%
$10,000 – $24,9992.75%2.78%
$25,000 – $49,9993.50%3.56%
$50,000 – $99,9994.00%4.07%
$100,000+4.45%4.50%

FDIC Insured

Up to $250,000 per depositor

Secure Banking

256-bit encryption

No Hidden Fees

Transparent fee structure

Real-Time Alerts

Instant balance notifications

Ready to earn more?

Open a Money Market account and start earning tiered rates today.

Common questions

How are tiered rates calculated?
Can I write checks from this account?
Is there a limit on transactions?
How does this compare to a savings account?

Questions about savings?

Call 1-800-MERIDIAN or visit a branch.

FDIC
Meridian Bank deposit products: FDIC-Insured · Equal Housing Lender

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