Meridian Total Checking®
Our most popular checking account with all the everyday banking essentials. No monthly fee with qualifying direct deposits. Access to 16,000+ ATMs and mobile banking.
FDIC Insured · No hidden feesAccount Summary
Monthly fee$12 or $0
Fee waiverDirect deposit $500+/mo
ATM access16,000+ fee-free ATMs
Bonus$300 for new customers
Overdraft assistNo fee if ≤$50 overdrawn
What's included
Everything you get with this account.
Mobile Banking
Deposit checks, pay bills, send money with Zelle®, and lock your debit card — all from the app.
Chase Overdraft Assist
No overdraft fee if you're overdrawn by $50 or less at end of business day.
Zelle® Payments
Send and receive money fast with people you know and trust, right from the app.
Early Direct Deposit
Get your paycheck up to two business days early with qualifying direct deposit.
Debit Card Controls
Instantly lock or unlock your debit card if misplaced. Real-time transaction alerts.
Bill Pay
Pay rent, mortgage, credit cards and other bills with Meridian Online Bill Pay.