Education Savings Plans
Save for education with tax-advantaged 529 plans and Coverdell ESAs. Invest in your child's future with flexible options and potential state tax benefits.
FDIC Insured · No hidden feesAccount Summary
Tax treatmentTax-free growth
Contribution limit (2026)Up to $18,000/year gift tax free
Qualified expensesTuition, room, books, K-12
Account fee$0
State tax deductionVaries by state
What's included
Everything you get with this account.
Tax-Free Growth
Earnings grow tax-free. Qualified withdrawals are also tax-free at the federal level.
State Tax Benefits
Many states offer tax deductions or credits for 529 plan contributions.
Gift From Family
Anyone can contribute — parents, grandparents, family, and friends.
Broad Qualified Expenses
Use for tuition, room and board, books, computers, and up to $10K/year K-12 tuition.
Age-Based Portfolios
Choose an age-based option that automatically adjusts allocation as your child grows.
Roth IRA Rollover
Starting 2024, unused 529 funds can be rolled into a Roth IRA (limits apply).