Meridian Secure Checking℠
A checking account with no overdraft fees. Spend only what you have. No fees on most everyday transactions. Direct deposits up to two business days early.
FDIC Insured · No hidden feesAccount Summary
Monthly fee$4.95 or $0
Fee waiverFree for ages 17–24
Overdraft feesNone — ever
Direct depositUp to 2 days early
Debit cardIncluded, free
What's included
Everything you get with this account.
No Overdraft Fees
You spend only what you have. No overdraft or insufficient funds fees, ever.
Early Direct Deposit
Get your paycheck up to two business days early with qualifying direct deposit.
Free Everyday Banking
No fees on money orders, cashier's checks, Zelle® transfers, or Meridian ATMs.
Mobile Banking
Deposit checks, pay bills, and manage your account from anywhere.
Zero Liability
Get reimbursed for unauthorized debit card transactions when reported promptly.
Credit Score Access
Check your credit score and get a personalized improvement plan, free.