Meridian Home Mortgages
Whether you're buying your first home or refinancing, we offer competitive rates, flexible terms, and dedicated loan officers to guide you through every step.
FDIC Insured · No hidden feesAccount Summary
Mortgage options
Predictable monthly payments. Our most popular option for long-term stability.
Pay off your home faster with a lower rate and significant interest savings.
Lower initial rate for 5 years, then adjusts annually. Ideal if you plan to move or refinance.
What's included
Everything you get with this account.
Pre-Qualification in Minutes
Check your rate online without affecting your credit score.
Dedicated Loan Officer
Work with a single point of contact from application to closing.
Down Payments from 3%
Low down payment options for qualified buyers. No PMI with 20% down.
Digital Application
Apply online, upload documents, and track your loan status from anywhere.
Rate Lock Options
Lock your rate for up to 90 days while you shop for your home.
First-Time Buyer Programs
Special programs with down payment assistance and reduced fees.