Business

Business Term Loans & SBA Lending

Fixed-rate term loans from $25,000 to $5 million. SBA 7(a) and 504 loans with longer terms and lower down payments for qualifying businesses.

Meridian is an SBA Preferred Lender. Subject to credit approval.

Lending Overview

Term loan amounts$25K – $5M

Term loan APR from6.75%

SBA 7(a) up to$5,000,000

SBA 504 up to$5,500,000

Terms1 – 25 years

Two paths to funding

Choose conventional term loans or SBA-backed options.

Term Loans
Conventional business lending
Fixed rate, predictable payments. Fund equipment, expansion, acquisitions, or working capital. Faster approval for established businesses.

SBA Loans
Government-backed lending
Lower down payments, longer terms, and competitive rates. 7(a) for general business needs, 504 for real estate and equipment.

Why borrow with Meridian?

SBA Preferred Lender

Faster processing and in-house approval authority for SBA loans.

Dedicated Loan Officer

Work with a single point of contact from application through funding.

Competitive Rates

Fixed and variable rate options to match your business needs.

Flexible Terms

1 to 25 year terms. Match repayment to the useful life of what you're financing.

Digital Application

Apply online, upload documents, and track your loan status digitally.

Commercial Real Estate

Finance owner-occupied properties with SBA 504 loans up to $5.5M.

Dedicated Advisor

Business banking specialist

Digital Tools

Online & mobile management

Fraud Protection

24/7 monitoring & alerts

Quick Approvals

Same-day lending decisions

FDIC

Meridian Bank, N.A. · Member FDIC · Equal Housing Lender · SBA Preferred Lender

Checking & Savings

Essential Checking Performance Checking Business Savings Compare Accounts

Credit Cards

Business Cash Back Business Travel

Lending

Line of Credit Term Loans & SBA

Solutions

Payments

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