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Business / Essential Checking

Business Essential Checking

Low-cost checking designed for small businesses and startups. No minimum balance required. 200 free transactions per month.

$10/month or $0 with $1,500 minimum daily balance.

Account Overview

Monthly fee$10 or $0
Fee waiver$1,500 min balance
Free transactions200/month
Cash deposits$5,000/month free
Debit cardIncluded

Built for small business

Business Debit Card

Visa® debit for everyday business purchases with fraud protection.

Online & Mobile Banking

Manage payroll, transfers, and invoicing from anywhere.

Free ACH Payments

Send and receive ACH payments at no additional cost.

QuickBooks Integration

Connect directly to QuickBooks, Xero, and other accounting tools.

Employee Cards

Issue additional debit cards for employees with spending controls.

Fraud Protection

Positive pay, dual authorization, and real-time alerts.

Dedicated Advisor

Business banking specialist

Digital Tools

Online & mobile management

Fraud Protection

24/7 monitoring & alerts

Quick Approvals

Same-day lending decisions

Open your business account today

Apply online in minutes. No appointment needed.

FDIC
Meridian Bank, N.A. · Member FDIC · Equal Housing Lender · SBA Preferred Lender
Meridian Bank, N.A. · Member FDIC · Equal Housing Lender

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