| Feature | Essential Checking | Performance Checking | Business Savings |
|---|---|---|---|
| Monthly fee | $10 (waivable) | $30 (waivable) | $0 with $500 balance |
| Fee waiver | $1,500 min balance | $25,000 min balance | $500 min balance |
| Transactions | 200/month free | Unlimited | 6 transfers/month |
| Cash deposits | $5,000/month free | $20,000/month free | — |
| Wire transfers | $25 each | 10 free/month | — |
| Interest | — | Earnings credit | 3.50% APY |
| Debit card | ✓ | ✓ | — |
| Employee cards | Up to 5 | Unlimited | — |
| QuickBooks sync | ✓ | ✓ | ✓ |
| Dedicated advisor | — | ✓ | — |
| Positive pay | — | ✓ | — |
| Best for | Small businesses & startups | Growing businesses | Reserves & savings |